Logo, Main Street Title Group, LLC - Real Estate

(540) 437-3731
Fax: (540) 437-3732
606 South Main Street
Harrisonburg, VA 22801

Buying a home is one of the largest investments most people make during their lifetime. It's important who you choose to perform this service is reliable, knowledgeable with the experience necessary for you to have unclouded marketable title to your property.

 

What is clouded title?

Occasionally, in spite of an extensive examination of your properties title, hidden hazards can emerge after the closing.  Things such as mistakes in public records, forged deeds, fraud, previously undisclosed heirs claiming ownership of the property, etc.

Avoid Hidden Hazards

Before a transaction involving a loan refinance or a sale of property is completed, Main Street Title Group provides peace of mind.  It takes the risk out of acquiring property whose legal history is unknown by first conducting the examination process.  Addressing and resolving any clouds that arise during this process, resulting in transferring marketable title.

Title Insurance 

There are two types of title insurance policies: One is Lender's Title Insurance, which most lenders require when obtaining a new mortgage.  It protects the lender's interest in the property should a problem arise with the title.

Then there is the Owner's Title Insurance policy.  This protects you and your interest in the property.  Most people have fire, auto and life insurance and pay premiums every year to continue that protection.  Owner's Title insurance is a one-time fee at closing and lasts as long as you or your heirs have an interest in the property.  Owner's Title Insurance also pays for any legal fees involved in defending a claim to your title.

 

Monument House - Settlement Services

You’re Entitled to Excellence

We look forward to providing the best experience for a smooth transaction.  To make sure you are not inconvenienced, closings may be scheduled at our office, the lender’s office, or we may travel to the borrower’s residence or place of business.

Residential and Commercial Purchases, Refinance, Reverse Mortgages, Foreclosures, Construction loan to permanent, Investment properties we do it all !!!